Journal

Notes on money, borders & long-term thinking.

14 Oct 2026

The million-pound question

I was recently chatting with someone who had almost a million pounds sitting in his pension.
7 Oct 2026

Does your life insurance need an update?

Every single month, a direct debit leaves my bank account to cover our joint life insurance policy.
28 Sept 2026

When autopilot helps

In Part 1, we looked at why relying on pure willpower to manage your money is a terrible strategy, and how our brains get trapped in negative "Habit Loops" (Cue, Routine, Reward).
8 Sept 2026

Willpower: a terrible financial strategy

When we first moved to France, everything felt exhausting. Remembering to drive on the right side of the road, figuring out the unwritten rules of the local boulangerie, and constantly translating conversations in my head required a massive amount of conscious energy.
10 Aug 2026

The estate planning collision

Caveat: Countries will change and amend regulations over time. Whilst the information below was correct at the time of writing, please double-check with us for your personal situation and don’t regard this blog as personal financial advice.
3 Aug 2026

Stop relying on a single country

Imagine packing up your life, moving to the beautiful South of France, and wearing a heavy, waterproof British winter coat in the middle of July. When people ask why you are sweating, you reply: "Well, this coat always kept me warm back in the UK, so I'm sticking with it."