Independent Financial Planner
Financial clarity
& confidence
for your life
across borders.
Hi, I'm Mike Yuille – with over 15 years of experience, I offer international financial planning for individuals & families who need clear, expert guidance through complex decisions spanning countries, currencies, and long-term wealth.
Welcome
Can't wait to meet you!
Here's what you can expect from the first meeting.
Discover my storyAbout
How can
I help?
If your life, finances or future plans span more than one country, I can help you bring clarity and structure to the financial decisions that come with it.
Whether you're planning a move abroad, retiring in another country, bringing pensions together, figuring out the tax side of living internationally, or simply trying to make smarter long-term decisions with your money, I'm here to help you make sense of it all.
With over 15 years of international financial planning experience and qualifications across multiple jurisdictions, I help clients navigate complex situations clearly, calmly and with a long-term view.
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Services
Clear advice,
across continents.
Four areas of focus — no jargon, no surprises, no products sold on commission. Just advice that works.
- 01
Lifestyle financial planning
Cash-flow forecasting that maps your money to the life you actually want — across countries, currencies and life stages.
- 02
Pension & retirement planning
Consolidating UK, US and European pensions into a coherent plan that travels with you.
- 03
Tax planning & investing
Tax-efficient investment advice across jurisdictions — so your gains stay yours wherever you live.
- 04
Estate planning
Wills, powers of attorney and trusts structured to work across the borders your life crosses.
Testimonials
Don't take my word for it.
He's made my life easier.
I can trust Mike implicitly. 10 years on, he hasn't lost that personal touch.
A pleasure to work with — proper advice, not just options.
In clients' own words.
A small selection of verified reviews from clients on VouchedFor — the UK's largest independent rating service for financial advisers.
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Michael has helped outline the different options available to me including the different risks and the ideal scenario for my current stage of life. I was quite nervous as this was my first time investing and Michael and his team made the process very clear and easy for me to follow and understand.
Tyne and Wear · Mar 2026
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Michael advised and initiated the transfer of my UK pension into a SIPP making it easier to access and reinvest. Advise, communication, expected outcome and the suggested timing was spot on!
Outside UK · Apr 2026
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Michael was recommended by a family member initially. He was very professional with his approach having reviewed my existing pension and my retirement expectations. Over a period of time he managed to guide and provide me with the best option I was looking for and has been available to support me on a regular basis.
London · Apr 2026
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Michael understood exactly what I wanted & needed and focused on that. No overselling of products or services that weren't of interest.
Derbyshire · Dec 2025
For British expats moving to France
Dreaming of moving to France?
Or already living here and trying to navigate pensions, taxes, and cross-border finances? You're in the right place. Subscribe & join a growing community of British expats making France their home.
Financial Conduct Authority 
Securities and Exchange Commission 
Cyprus Securities and Exchange Commission 
Financial Sector Conduct Authority Financial Conduct Authority Securities and Exchange Commission Cyprus Securities and Exchange Commission Financial Sector Conduct Authority Credentials
Qualified to advise
across continents.
Cross-border planning demands cross-border qualifications. Mike sits near the top of the UK qualification framework — and is licensed in three more jurisdictions on top.
- CFP™Level 6 · United Kingdom
- PTPALevel 6 · United Kingdom
- Investment Advice DiplomaLevel 4 · United Kingdom
- NASAA Series 65USA
- RE1 & RE5South Africa
- AMFFrance
-
CySEC Advanced Regulatory ExamCyprus
Licensed, registered & regulated
Fees
Transparent.
Always.
No commission. No hidden product fees. You see exactly what you pay and exactly what it gets you.
Hourly advice
£400 / hour
For one-off questions, second opinions, or a specific piece of cross-border planning. Pay only for the time you need.
Ongoing advice
1% p.a. of AUM
For clients who want a long-term planning relationship — reviews, rebalancing, tax planning and life events handled as they happen.
Journal
Thinking about your next financial move? Start here.
6 May 2026
Beyond the boxes
How to actually build a life in a new country For months leading up to an international move, your entire world can quickly revolve around “the logistics.” You stress over the paperwork, you pack your life into...
20 Apr 2026
The reality behind the overseas property dream
Activating cross-border financial planning. Picture the scene. You are sitting on the terrace of a Spanish villa, looking out over a Tuscan vineyard, or throwing open the blue shutters of a French stone cottage. You...
6 Apr 2026
The proof is in the pudding
Why your financial planner needs more than just a certificate I had a bit of a proud moment when I found out that I had been included in the VouchedFor 2026 Guide to Top Rated Financial Advisers. As someone who...
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Newsletter
Cross-border money,
straight to your inbox.
A short, useful note every week or two — pensions, tax, residency and the practical side of life across borders. No spam, unsubscribe anytime.
Checklist
10 steps before
you move country.
Don't play chicken with your financial plan. A quick checklist of the things to think through before — not after — you change country.
-
01
Review your residency and tax implications
Understand how your move will affect your tax residency status, potential double taxation, and reporting obligations in both your current and future country.
-
02
Assess your investment and savings structures
Are your ISAs, IRAs, pensions, or brokerage accounts tax-efficient or even compliant in your new country? Some may be penalised or lose tax advantages post-move.
-
03
Understand currency and FX exposure
If your income, assets, or liabilities are in multiple currencies, you'll need a plan for currency risk management and banking efficiency.
-
04
Review your retirement plans
Do your current retirement savings align with the rules and expectations in your destination country? Consider portability, cross-border pensions, and local alternatives.
-
05
Evaluate property ownership and housing options
Will you rent, buy, or keep a home in your current country? Each option has tax and inheritance consequences, particularly if the property is rented or gifted.
-
06
Update wills and estate planning
Your existing wills or estate plans may not be valid or optimal abroad. Align your succession planning with local laws (France's forced heirship rules, for example).
-
07
Arrange health insurance and social cover
Check your access to healthcare, social security arrangements, and whether private medical insurance is needed before and after your move.
-
08
Organise visas and immigration documentation
Secure the correct residency visas and make sure you understand the immigration rules of your destination, especially around income requirements and dependents.
-
09
Plan for income and reporting obligations
Identify what income you'll have (salary, dividends, rental, etc.) and how it needs to be declared. Be aware of FATCA, FBAR, or UK self-assessment obligations.
-
10
Seek cross-border financial advice early
Work with a planner who understands multi-jurisdictional planning — from taxes and investments to estate planning and compliance — to avoid costly surprises later.
Contact
Book a call.
It's the easiest first step.
A 30-minute introductory call — no obligation, no charge. We'll talk through where you are, where you're heading, and whether I'm the right fit.